Depends on the situation.
Most of the time, if you are holding a mid-long term visa, like visa 188, visa 482, visa 489, visa 820 etc, they are acceptable to the banks. However, for other short term visa, Please reach out to our loan consultant for more information.
Student visa is long term visa, however, they are not allowed to work full time, it’s hard to apply for home loan on their own. However, if they are applying with someone else, that’s another scenario to discuss.
All these mid-long term visa holders need to prove that they are eligible not only in visa status, but also need to provide evidence to show their financial situation. For instance, if the borrower is the primary applicant holding Visa 188A, then his income needs to be generated from self employed business.
If you are holding bridging visa, such as Visa 820 bridging, then it’s difficult to apply for home loan alone. But if apply with their partner together, then they are eligible borrowers.
In sum, although many visa types are acceptable, the applicant still needs to meet other requirements and conditions at the same time, to make it a better deal.
