Refinance

If you already have your home loan, after the fixed rate expired, the rate will convert to variable rate. If other banks rate will be lower, you can consider to refinance to other banks to lower the interest expense.

Reduce the interest expense

After refinancing from the previous lender, the rate will decrease, therefore, the interest expense will reduce as well.
* Please reach out to our loan consultant for more information.

Equity release

If your property satisfy any of the following, you can consider to apply for cash out:

• Current property has a LVR less than 80%;
• The loan to valuation was 80%, however, the market value
  increased (Subject to valuation);
• Paid off property;

*Please reach out to our loan consultant for more information.

Cash Back Offer

Many banks has launched the cash back promotion to attract more customers. The promotion campaign often changes, which need to be discussed case by case.

Please reach out to our loan consultant for more information.